As your trusted Colorado insurance brokers, we value the simple fact that we can protect you far beyond simple home, auto and business insurance — we are proud to get you the custom coverage you need for all aspects of your life.
Our ability to build tailored policies and offer the highest quality insurance advice is especially helpful for those who own rental properties. You may think that your generic home insurance policy covers all of your worries, but guess again. Having the appropriate insurance coverage is absolutely essential.
Whether you are renting out a long term property like a home or condo, or are simply allowing others enjoy a much needed getaway in your luxury vacation rental, you need to consider all of the risk exposures you face — and you certainly cannot rely on the coverage the your homeowners insurance may or may not provide. Our specialized rental property insurance can help assume the risk for damages to your premises as well as cover you against any unexpected injuries or accidents that occur involving others while on your property.
These realistic risk exposures are exactly why we at Henry Ham Agency want to be your insurance ally, and help you determine the best coverage options for your unique needs. We can help protect you against a variety of issues and our specialized insurance knowledge allows us to insure all levels of rental property including:
- Properties that are vacant or up for sale
- Properties that are under construction
- Luxury high risk and high value vacation rentals
Furthermore, we offer effective dwelling fire insurance that is specifically designed to protect rental property owners, such as yourself, from losing rental income as the result of a fire. In most cases, this coverage will provide you with a year’s worth of rental income, allowing you the time and resources to rebuild and rent.
With so many options and alternatives to choose from, selecting the best rental insurance package may seem tricky — but with Henry Ham Agency on your side, we guarantee to secure you the most effective coverage that not only meets your needs but exceeds your expectations, so give us a call today!